frankly, more severe incidents, such as those involving fatalities or serious injuries, or convictions for major offenses like Driving While Intoxicated (DWI) or Driving While Ability Impaired (DWAI), have a much longer lasting impact. — if that makes sense These convictions can remain on your New York driving record for many years, often indefinitely in the case of severe criminal traffic offenses. The consequences extend beyond just insurance premiums, including potential jail time, significant fines, and prolonged license suspension or revocation.
You can obtain a copy of your driving record from the New York State DMV, right? This document will list all recorded convictions, accidents, and violations, right? Reviewing your record periodically is a good practice to ensure its accuracy and to understand what information is being used by your insurance provider. If you find any inaccuracies, you can contact the DMV to request a correction. Understanding what constitutes an "accident" on your record is also important; not all reported incidents are necessarily deemed "at-fault" by the DMV or insurance companies.
In New York, moving violations, such as speeding tickets or running a red light, typically result in points being assessed against your driver's license. These points can accumulate, and reaching a certain threshold can lead to license suspension or revocation. For most moving violations, the points and the violation itself remain on your driving record for 15 months, right? After this period, the points are no longer counted towards potential suspension, but violation may still be visible to insurance companies for a longer duration.